Klien Kami

KNKG

KNKG (Komite Nasional Kebijakan Governance/ National Committee Governance Policy) – Team member for developing Sharia Business Corporate Governance.


(Asosiasi Bank Syariah Indonesia/Association of Indonesian Islamic Banking)

  • Working Group in preparing Islamic Banking Act No. 21/2008, discussed with House Parliament,
  • Working Group in preparing VAT and Tax Income Law for Islamic Banking Transaction

BAPEPAM-LK (Indonesian Capital Market and Non Bank Financial Institution Authority) 

  • Draft of BAPEPAM-LK Decree on Procedure and Structure of Report Submission of Sharia Supervisory Board of Islamic Insurance or Reinsurance Company.
  • Working Group of structuring Draft Fatwa (Decree of Sharia National Board – Indonesian Council of Ulama) for Project Financing.
  • Legal Drafting of Sukuk Act, Republic Indonesia No. 2-56/PU.4/2009 and No. S-56/PU.4/2010.
  • Legal Drafting Bapepam Rule on Application of Sharia Principles in Capital Market – 2003 

Ikatan Akuntan Indonesia (The Indonesian Institute of Accountants)

  • Working Group of drafting PSAK (Sharia Accounting Standard) No. 101 – 108 on 2008
  • Working Group of drafting Tax Neutrality No. 42, 2009 on VAT (Value Added Tax)

Sharia National Board – Indonesian Council of Ulama

  • Working committee for preparation of Indonesian Banking Law No. 10/1998
  • Working Commitee for Preparation of the Central Bank Law No. 23, 1999
  • Working Committee for Preparation of VAT Law No. 42, 2009
  • Working Committee for Preparation of Income Tax Law No. 136/PMK-03, 2011
  • Working Committee for Preparation of Bank Indonesia Regulation on Asset Quality of Islamic Banking, 2003
  • Working Committee for Preparation of Bank Indonesia Regulation on provision Non Performing Financing of Islamic Banking, 2003

Bank Indonesia (Central Bank of Republic Indonesia)

  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Finalization of Islamic Banking Golden Murabahah (KLM) Recommendation
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Islamic Banking Golden Murabahah (KLM)
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Finalization of Tawarruq of Islamic Banking Products
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Tawarruq of Islamic Banking Products
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Profit Equalization Reserve (PER)
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Finalization of Tawarruq on Islamic Banking Products
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Komoditi Murabahah/ Murabahah Commodities and Kredit Tanpa Agunan Syariah/ Sharia Non Collateral Financing
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Finalization of Fatwa (Sharia National Board – Indonesia Council of Ulama Decree) Drafting on PUAS (Pasar Uang antar Bank Berdasarkan Prinsip Syariah/ Inter-Bank Money Market based on Sharia Principle).
  • Peneliti Tamu (Guest Researcher) on Establishment Product Development Strategic Plan Islamic Banking in Indonesia

United States Agency of International Development (USAID) – Technical analyses and technical assistance for Syariah Agricultural Financing (SYARIFA) through Syariah Micro Financing institutions – 2010


Al Inma Bank – in coordination with IBM Germany – Establishment Islamic Banking on preparing retail product, treasury product and reviewing corporate product – 2007


International Islamic Financial Market –

  1. Islamic Hedging Products Documentation under Tahawwut (Hedging) Master Agreement
  2. Islamic Inter-Bank Unrestricted (on balance sheet) Wakalah Master Agreement

Asian Development Bank –

  1. Establishment of Financial Services Authority – Republic of Indonesia (Contract No. S12612 TA-3850)
  2. Strengthening Regulation and Governance – Republic of Indonesia (Contract No TA-7000)

Islamic Development Bank –

  1. Workshop on Islamic Microfinance – Ankara Turkey, 2011
  2. Workshop on Islamic Capital Market – Maldives, 2011

Sparkassenstiftung für internationale Kooperation (Savings Banks Foundation for International Cooperation, SBFIC), Workshop on Islamic Banking for Broad Segments of the Population and SME – Bonn Germany, 2008


Inter American Development Bank, FOROMIC 2009 – Simultaneous Panes/Workshops Roundtable Discussion –  Peru, 2009


GTZ – BAPENAS – Consultant for Small Medium Entrepreneurs Promotion Project Papers, 1998

Perbankan Syariah“]ISLAMIC BANK SYARIAH UNIT ESTABLISHMENT (UNIT USAHA SYARIAH – UUS)

Bank Kaltim Syariah
Syariah Micro Banking : Workshop on Gadai Emas Syariah


Unit Usaha Syariah Bank DKI – 2003


Unit Usaha Syariah Bank Riau – 2003


Unit Usaha Syariah Bank Niaga – 2004


Unit Usaha Syariah Bank Permata – 2004


Unit Usaha Syariah Bank Sumsel – 2005


Unit Usaha Syariah Bank Kalbar – 2005


Unit Usaha Syariah Bank BPD DIY – 2006


Unit Usaha Syariah Bank Jatim – 2007


Unit Usaha Syariah Bank BTPN – 2007


Unit Usaha Syariah LippoBank – 2007


Unit Usaha Syariah BEI – 2007


Unit Usaha Syariah ABN Amro – 2007

Scope of works for this projects are, Licensing, Business plan, product and policy development, Legal documentation, IT development, HR development, and trainings

CONVERSION OF CONVENTIONAL BANK INTO FULL FLEDGE ISLAMIC BANK

Bank Panin Syariah
Conversion of Bank Harfa into Bank PANIN Syariah 2008 – 2009

Bank Victoria Syariah
Conversion of Bank Swaguna into Bank Victoria Syariah 2009 – 2010


Bank BCA Syariah
Conversion of Bank UIB into Bank BCA Syariah 2009 – 2010


Bank Maybank Syariah Indonesia
Conversion of Bank Maybank Indocorp into Bank Maybank Syariah 2010


Scope of works for this projects are, Licensing, Business plan, product and policy development, Legal documentation, IT development, HR development, trainings, and conventional financing/funding conversion into Syariah.

BTPN Syariah
Legal Documents Licensing for Islamic Banks – 2012


We also provide Corporate Plan development services for

BNI Syariah

  1. 2002 – BNI Syariah Corporate Plan
  2. 2003-20082011 – BNI Syariah Corporate Plan 2011-2015

Permatabank Syariah
2002 – Permata Syariah Business Plan 2007-2009


Bank Aceh
2012 – Bank Aceh Corporate Plan 2012-2017


Bank DBS
License Assistance to DSN MUI (2013)


Bank Jateng Syariah
Development of Blue Print Spin Off Sharia Unit PT Bank Pembangunan Daerah Jawa Tengah (2014)


Bank Kalsel
Consultacy Services on Compliance Islamic Accounting Policies based on Indonesian Islamic Banking Accounting Guidelines (PAPSI) 2013. (2014)


Bank Mandiri
Assistance Services on Consultant Recommendation of DSN-MUI for Sharia Custodian Services . (2014)

PT Indosat Tbk
Assistant on structuring Pioneer Instrument : 1st Mudharabah Bond – 2002


PT Pembangunan Perumahan
Assistant on structuring Pioneer Instrument : 1st Islamic Mudharabah Medium Term Notes (MTN) – 2004


PT Matahari Putra Prima
Assistant on structuring Pioneer Instrument : 1st Ijarah Bond – 2004


PT APOL
Assistant on structuring Ijarah Bond – 2005


Fortis Investment
Assistant on structuring Fortis Pesona Amanah product, the 1st Islamic Equity Fund applying National Sharia Board – Indonesian Council of Ulama (DSN-MUI) Syariah Compliance Monitoring of Islamic Equity Fund – 2007 assistant on structuring Ijarah Bond – 2005


Meridien Ltd
Assistant on structuring Meridien Define Return Fund based on US Hospital’s Medical Receivables, the 1st Medical Receivable Based Fund – 2006


Calyx Financial New York
Assistant on Developing Sharia Fund, Structuring Islamic Fund – 2007


Sinergy Asset Management
Assistant on Structuring Islamic Infrastructure – 2007


Mandiri Investment Management
Assistant on Developing Sharia Fund – 2007


AAA Securities
Sharia Advisor on Mudharabah Islamic Bond – 2002


Mandiri Sekuritas
Sharia Advisor on Mudharabah MTN (2004), Ijarah Bond (2004), Manual and Policy Development for Sukuk Issuance (2007), Corporate Sukuk Structuring (2007)


Danareksa
Sharia Advisor on Ijarah Bond – 2005


UOB Kay Hian
Sharia Advisor on Ijarah Bond – 2005


PT Sarana Multigriya Financial
Structuring Islamic Secondary Mortgage Sukuk – 2007


Asian Development Bank
Regulatory Framework Development for Indonesia Islamic Capital Market with BAPEPAM-LK – 2008


BAPEPAM-LK
Regulatory Framework Development for Indonesia Islamic Capital Market with Asian Development Bank – 2008

Asuransi Syariah

Adira Insurance – 2004


Asuransi Astra Buana – 2004


Reasuransi Indonesia (Reindo) – 2004


Nasional Reasuransi (NasRe) – 2005


Equity Financial Solution – 2006


PT Askrindo – 2006


Prudential Life Assurance – 2006


Asuransi Jasa Indonesia – 2007


AIG Life Insurance – 2008


Chartis Insurance prev AIU – 2008


AXA Indonesia – 2009


Conversion of MAA into Full fledge Islamic Insurance – 2010


Asuransi Ekspor Indonesia – 2010-2011


Scope of works for this projects are, Licensing, Business plan, product and policy development, Legal documentation, and trainings.

Business Strategy for Asuransi Tripakarta – 2011


SPIN-OFF SYARIAH UNIT FOR REINSURANCE COMPANY

Reasuransi Indonesia (Reindo)  – 2012

Scope of works for this projects are, Licensing, Business plan, product and policy development, Legal documentation, and trainings.


Asuransi ASEI
Feasibility Study for Establishment of Islamic Financing Guarantee as a Subsidiary of PT Asuransi Ekspor Indonesia (Persero). (2013)

Pembiayaan Syariah

FIF
Establishment of Sharia Unit


PT Nusa Surya Ciptadana
Establishment of Sharia Unit


PT Capitalinc
PT Capitalinc – Establishment of Sharia Unit


PT PANN Persero
Establishment of Sharia Unit


PT Adira Multi Finance
Establishment of Sharia Unit


PT Astra Sedaya Finance
Establishment of Sharia Unit


PT Indomobil Finance Indonesia
Establishment of Sharia Unit


PT Suzuki Finance Indonesia
Establishment of Sharia Unit

Repo Property
Consultancy Services on Islamic Funding Property Business through Joint Financing Mechanism with Islamic Financial Institutions (2013)

Lembaga Keuangan Lainnya

Koperasi Simpan Pinjam Jasa
Establishment of Syariah Unit for Kospin Jasa


PT Mitra Bisnis Keluarga Ventura
Establishment of Syariah Unit for PT MBK Ventura


Sampoerna Microfinance – Sahabat UKM
Workshop on Syariah Microfinance; Market, Critical Aspects and Strategy of Sales, Products, Services, Marketing and Branding.


Pegadaian
Assistance Spin-Off Process Sharia Strategic Business Unit (SBU) become subsidiary PT. Pegadaian. (2014)

Teknologi Informasi

SIGMA
Sharia Expert on Islamic Core Banking System Implementation at several Islamic Banks.


MULTIPOLAR
Sharia Expert on Islamic Core Banking System Implementation at several Islamic Banks.


Collega Inti Pratama
Sharia Expert on Islamic Core Banking System Implementation at several Islamic Banks.


ManTra
Sharia Expert on Islamic Core Banking System Implementation at several Islamic Banks.

Pelatihan

KARIM Business Consulting offers various training subjects to meet the industry demand qualified human resources. The trainings are as follow:

  1. A to Z Sharia Banking Training
  2. Executive Distance Learning on Islamic Banking Training
  3. How to Sell Sharia Products for Multifinance
  4. How To Be A Good Sharia Agent
  5. Introduction to Islamic Banking Training
  6. Islamic Banking Basic Training
  7. Islamic Audit Banking Training
  8. Islamic Banking Financing Training
  9. Islamic Banking Financing Restructuring Training
  10. Islamic Banking Financing Analysis Training
  11. Islamic Banking Risk Management Training
  12. Islamic Banking Legal Drafting Training
  13. Islamic Banking Accounting Training
  14. Islamic Insurance Training
  15. Islamic Capital Market Training
  16. Pelatihan Restrukturisasi/Penyelesaian Pembiayaan Bermasalah di Perbankan Syariah
  17. Sharia Selling Skill Training
  18. Sharia Service Excellent Training