Klien Kami

KeterlibatanInternasionalPerbankan SyariahInvestasi SyariahAsuransi SyariahPembiayaan SyariahLembaga Keuangan LainnyaTeknologi InformasiPelatihan
KNKG
KNKG (Komite Nasional Kebijakan Governance/ National Committee Governance Policy) – Team member for developing Sharia Business Corporate Governance.

Asosiasi Bank Syariah Indonesia/Association of Indonesian Islamic Banking) —

  • Working Group in preparing Islamic Banking Act No. 21/2008, discussed with House Parliament,
  • Working Group in preparing VAT and Tax Income Law for Islamic Banking Transaction

BAPEPAM-LK (Indonesian Capital Market and Non Bank Financial Institution Authority) —

  • Draft of BAPEPAM-LK Decree on Procedure and Structure of Report Submission of Sharia Supervisory Board of Islamic Insurance or Reinsurance Company.
  • Working Group of structuring Draft Fatwa (Decree of Sharia National Board – Indonesian Council of Ulama) for Project Financing.
  • Legal Drafting of Sukuk Act, Republic Indonesia No. 2-56/PU.4/2009 and No. S-56/PU.4/2010.
  • Legal Drafting Bapepam Rule on Application of Sharia Principles in Capital Market – 2003 

Ikatan Akuntan Indonesia (The Indonesian Institute of Accountants)

  • Working Group of drafting PSAK (Sharia Accounting Standard) No. 101 – 108 on 2008
  • Working Group of drafting Tax Neutrality No. 42, 2009 on VAT (Value Added Tax) 

Sharia National Board – Indonesian Council of Ulama

  • Working committee for preparation of Indonesian Banking Law No. 10/1998
  • Working Commitee for Preparation of the Central Bank Law No. 23, 1999
  • Working Committee for Preparation of VAT Law No. 42, 2009
  • Working Committee for Preparation of Income Tax Law No. 136/PMK-03, 2011
  • Working Committee for Preparation of Bank Indonesia Regulation on Asset Quality of Islamic Banking, 2003
  • Working Committee for Preparation of Bank Indonesia Regulation on provision Non Performing Financing of Islamic Banking, 2003 

Bank Indonesia (Central Bank of Republic Indonesia)

  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Finalization of Islamic Banking Golden Murabahah (KLM) Recommendation
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Islamic Banking Golden Murabahah (KLM)
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Finalization of Tawarruq of Islamic Banking Products
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Tawarruq of Islamic Banking Products
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Profit Equalization Reserve (PER)
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Finalization of Tawarruq on Islamic Banking Products
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Komoditi Murabahah/ Murabahah Commodities and Kredit Tanpa Agunan Syariah/ Sharia Non Collateral Financing
  • Working Group Perbankan Syariah (Islamic Banking Working Group) on Finalization of Fatwa (Sharia National Board – Indonesia Council of Ulama Decree) Drafting on PUAS (Pasar Uang antar Bank Berdasarkan Prinsip Syariah/ Inter-Bank Money Market based on Sharia Principle).
  • Peneliti Tamu (Guest Researcher) on Establishment Product Development Strategic Plan Islamic Banking in Indonesia 
United States Agency of International Development (USAID) – Technical analyses and technical assistance for Syariah Agricultural Financing (SYARIFA) through Syariah Micro Financing institutions – 2010 

Al Inma Bank – in coordination with IBM Germany – Establishment Islamic Banking on preparing retail product, treasury product and reviewing corporate product – 2007 

International Islamic Financial Market –

  1. Islamic Hedging Products Documentation under Tahawwut (Hedging) Master Agreement
  2. Islamic Inter-Bank Unrestricted (on balance sheet) Wakalah Master Agreement 

Asian Development Bank –

  1. Establishment of Financial Services Authority – Republic of Indonesia (Contract No. S12612 TA-3850)
  2. Strengthening Regulation and Governance – Republic of Indonesia (Contract No TA-7000) 

Islamic Development Bank –

  1. Workshop on Islamic Microfinance – Ankara Turkey, 2011
  2. Workshop on Islamic Capital Market – Maldives, 2011 

Sparkassenstiftung für internationale Kooperation (Savings Banks Foundation for International Cooperation, SBFIC), Workshop on Islamic Banking for Broad Segments of the Population and SME – Bonn Germany, 2008 


Inter American Development Bank, FOROMIC 2009 – Simultaneous Panes/Workshops Roundtable Discussion –  Peru, 2009 


GTZ – BAPENAS – Consultant for Small Medium Entrepreneurs Promotion Project Papers, 1998 
ISLAMIC BANK SYARIAH UNIT ESTABLISHMENT (UNIT USAHA SYARIAH – UUS)

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Bank Kaltim Syariah
Syariah Micro Banking : Workshop on Gadai Emas Syariah  

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Unit Usaha Syariah Bank DKI – 2003

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Unit Usaha Syariah Bank Riau – 2003

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Unit Usaha Syariah Bank Niaga – 2004

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Unit Usaha Syariah Bank Permata – 2004

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Unit Usaha Syariah Bank Sumsel – 2005

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Unit Usaha Syariah Bank Kalbar – 2005

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Unit Usaha Syariah Bank BPD DIY – 2006

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Unit Usaha Syariah Bank Jatim – 2007 

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Unit Usaha Syariah Bank BTPN – 2007

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Unit Usaha Syariah LippoBank – 2007 

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Unit Usaha Syariah BEI – 2007

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Unit Usaha Syariah ABN Amro – 2007 

Scope of works for this projects are, Licensing, Business plan, product and policy development, Legal documentation, IT development, HR development, and trainings

CONVERSION OF CONVENTIONAL BANK INTO FULL FLEDGE ISLAMIC BANK

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Bank Panin Syariah
Conversion of Bank Harfa into Bank PANIN Syariah 2008 – 2009 

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Bank Victoria Syariah
Conversion of Bank Swaguna into Bank Victoria Syariah 2009 – 2010 

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Bank BCA Syariah
Conversion of Bank UIB into Bank BCA Syariah 2009 – 2010 

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Bank Maybank Syariah Indonesia
Conversion of Bank Maybank Indocorp into Bank Maybank Syariah 2010 

Scope of works for this projects are, Licensing, Business plan, product and policy development, Legal documentation, IT development, HR development, trainings, and conventional financing/funding conversion into Syariah.

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BTPN Syariah
Legal Documents Licensing for Islamic Banks – 2012 

We also provide Corporate Plan development services for

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BNI Syariah

  1. 2002 – BNI Syariah Corporate Plan
  2. 2003-20082011 – BNI Syariah Corporate Plan 2011-2015

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Permatabank Syariah
2002 – Permata Syariah Business Plan 2007-2009

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Bank Aceh
2012 – Bank Aceh Corporate Plan 2012-2017 

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Bank DBS
License Assistance to DSN MUI (2013) 

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Bank Jateng Syariah
Development of Blue Print Spin Off Sharia Unit PT Bank Pembangunan Daerah Jawa Tengah (2014) 

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Bank Kalsel
Consultacy Services on Compliance Islamic Accounting Policies based on Indonesian Islamic Banking Accounting Guidelines (PAPSI) 2013. (2014) 

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Bank Mandiri
Assistance Services on Consultant Recommendation of DSN-MUI for Sharia Custodian Services . (2014)
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PT Indosat Tbk
Assistant on structuring Pioneer Instrument : 1st Mudharabah Bond – 2002 

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PT Pembangunan Perumahan
Assistant on structuring Pioneer Instrument : 1st Islamic Mudharabah Medium Term Notes (MTN) – 2004 

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PT Matahari Putra Prima
Assistant on structuring Pioneer Instrument : 1st Ijarah Bond – 2004 

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PT APOL
Assistant on structuring Ijarah Bond – 2005 

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Fortis Investment
Assistant on structuring Fortis Pesona Amanah product, the 1st Islamic Equity Fund applying National Sharia Board – Indonesian Council of Ulama (DSN-MUI) Syariah Compliance Monitoring of Islamic Equity Fund – 2007sistant on structuring Ijarah Bond – 2005 

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Meridien Ltd
Assistant on structuring Meridien Define Return Fund based on US Hospital’s Medical Receivables, the 1st Medical Receivable Based Fund – 2006 

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Calyx Financial New York
Assistant on Developing Sharia Fund, Structuring Islamic Fund – 2007 

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Sinergy Asset Management
Assistant on Structuring Islamic Infrastructure – 2007

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Mandiri Investment Management
Assistant on Developing Sharia Fund – 2007 

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AAA Securities
Sharia Advisor on Mudharabah Islamic Bond – 2002 

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Mandiri Sekuritas
Sharia Advisor on Mudharabah MTN (2004), Ijarah Bond (2004), Manual and Policy Development for Sukuk Issuance (2007), Corporate Sukuk Structuring (2007)

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Danareksa
Sharia Advisor on Ijarah Bond – 2005

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UOB Kay Hian
Sharia Advisor on Ijarah Bond – 2005 

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PT Sarana Multigriya Financial
Structuring Islamic Secondary Mortgage Sukuk – 2007 

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Asian Development Bank
Regulatory Framework Development for Indonesia Islamic Capital Market with BAPEPAM-LK – 2008 

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BAPEPAM-LK
Regulatory Framework Development for Indonesia Islamic Capital Market with Asian Development Bank – 2008 
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Adira Insurance – 2004 

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Asuransi Astra Buana – 2004

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Reasuransi Indonesia (Reindo) – 2004

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Nasional Reasuransi (NasRe) – 2005

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Equity Financial Solution – 2006

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PT Askrindo – 2006

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Prudential Life Assurance – 2006

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Asuransi Jasa Indonesia – 2007

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AIG Life Insurance – 2008

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Chartis Insurance prev AIU – 2008

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AXA Indonesia – 2009

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Conversion of MAA into Full fledge Islamic Insurance – 2010

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Asuransi Ekspor Indonesia – 2010-2011

Scope of works for this projects are, Licensing, Business plan, product and policy development, Legal documentation, and trainings.

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Business Strategy for Asuransi Tripakarta – 2011

SPIN-OFF SYARIAH UNIT FOR REINSURANCE COMPANY

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Reasuransi Indonesia (Reindo)  – 2012

Scope of works for this projects are, Licensing, Business plan, product and policy development, Legal documentation, and trainings.


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Asuransi ASEI
Feasibility Study for Establishment of Islamic Financing Guarantee as a Subsidiary of PT Asuransi Ekspor Indonesia (Persero). (2013)
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FIF
Establishment of Sharia Unit

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PT Nusa Surya Ciptadana
Establishment of Sharia Unit 

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PT Capitalinc
PT Capitalinc – Establishment of Sharia Unit 

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PT PANN Persero
Establishment of Sharia Unit 

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PT Adira Multi Finance
Establishment of Sharia Unit 

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PT Astra Sedaya Finance
Establishment of Sharia Unit 

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PT Indomobil Finance Indonesia
Establishment of Sharia Unit 

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PT Suzuki Finance Indonesia
Establishment of Sharia Unit 

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Repo Property
Consultancy Services on Islamic Funding Property Business through Joint Financing Mechanism with Islamic Financial Institutions (2013) 
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Koperasi Simpan Pinjam Jasa
Establishment of Syariah Unit for Kospin Jasa 

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PT Mitra Bisnis Keluarga Ventura
Establishment of Syariah Unit for PT MBK Ventura 

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Sampoerna Microfinance – Sahabat UKM
Workshop on Syariah Microfinance; Market, Critical Aspects and Strategy of Sales, Products, Services, Marketing and Branding. 

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Pegadaian
Assistance Spin-Off Process Sharia Strategic Business Unit (SBU) become subsidiary PT. Pegadaian. (2014) 
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SIGMA
Sharia Expert on Islamic Core Banking System Implementation at several Islamic Banks. 

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MULTIPOLAR
Sharia Expert on Islamic Core Banking System Implementation at several Islamic Banks. 

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Collega Inti Pratama
Sharia Expert on Islamic Core Banking System Implementation at several Islamic Banks. 

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ManTra
Sharia Expert on Islamic Core Banking System Implementation at several Islamic Banks. 

KARIM Business Consulting offers various training subjects to meet the industry demand qualified human resources. The trainings are as follow:

  1. A to Z Sharia Banking Training
  2. Executive Distance Learning on Islamic Banking Training
  3. How to Sell Sharia Products for Multifinance
  4. How To Be A Good Sharia Agent
  5. Introduction to Islamic Banking Training
  6. Islamic Banking Basic Training
  7. Islamic Audit Banking Training
  8. Islamic Banking Financing Training
  9. Islamic Banking Financing Restructuring Training
  10. Islamic Banking Financing Analysis Training
  11. Islamic Banking Risk Management Training
  12. Islamic Banking Legal Drafting Training
  13. Islamic Banking Accounting Training
  14. Islamic Insurance Training
  15. Islamic Capital Market Training
  16. Pelatihan Restrukturisasi/Penyelesaian Pembiayaan Bermasalah di Perbankan Syariah
  17. Sharia Selling Skill Training
  18. Sharia Service Excellent Training